A cancer diagnosis is a terrible thing to experience. It is even worse when you worry about paying for treatment. Cancer insurance can help keep you from financial ruin while dealing with your medical expenses.
You can get this insurance from your employer or through a health insurance provider. The cancer coverage will help pay for the amount that the health insurance does not cover. This includes deductibles and co-pays. Mammograms and colonoscopies are covered to ensure you get the diagnostics that you need.
If you want to file a claim after learning you have cancer, then your doctor will submit the paperwork. You will want a copy of the diagnosis and a copy of your treatment plan as well. The insurance company will use this information to determine what types of claims you will file in the future.
Cancer requires ongoing treatment, so you will likely file many claims. It will probably take several claims to cover the extra costs that your health insurance might not cover.
This policy should cover the cost of treatments, such as radiation and chemotherapy. Regular health insurance would only pay a percentage.
You might find applying for this policy as an emotional event. Just remember this can be the way to take care of your family and your financial future when you are unable.